Applications - E&O Insurance for Real Estate Agents and Brokers

We offer E&O coverage in the states listed below. Please first take a look at the eligibility questions on the first page of the express application to see if you qualify for the premium options listed on the second page of the express application. If you do not qualify for the express application, please complete the standard application.

Express Program. For real estate agents/brokers and firms which earn on average less than $160,000 in gross revenue per year and that can answer "true" to the eligibility questions on page 1 of the express application. If you're a real estate agent/broker and provide other services such as property management or mortgage brokering, you are not eligible for the express application and must complete the standard application. The premium options for the express program, by policy limit and deductible, are as follows:

States Other than CA, NY, LA
California

Deductible
$1,000
$2,500
$5,000
$100,000/
$300,000
$250,000/
$250,000
$500,000/
$500,000
$500,000/
$1,000,000
$1,000,000/
$1,000,000
$558 $586 $647 $683 $713
$500 $529 $590 $625 $656
$419 $448 $508 $544 $575
$100,000/
$300,000
$250,000/
$250,000
$500,000/
$500,000
$500,000/
$1,000,000
$1,000,000/
$1,000,000
$733 $771 $853 $901 $942
$655 $694 $776 $823 $865
$546 $585 $666 $714 $755

Please note that additional fees and taxes may apply depending on your state. Also, the above premiums are for informational purposes only and are subject to change by the insurance company.

Standard Program. Real estate agents/brokers and firms which do not qualify for the express program must complete the standard application. Firms that only perform property management should complete the property management application. A quote will be provided by the insurance company.

Arizona Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Arkansas Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
California Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Connecticut Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Delaware Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Florida Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Georgia Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Illinois Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Indiana Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Kansas Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Louisiana not available not available Standard App. / Suppl. Property Mgmt Only
Maine Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Maryland Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Michigan Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Minnesota Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Missouri Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Nevada Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
New Jersey Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
New York Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
North Carolina Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Ohio Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Oklahoma Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Oregon Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Pennsylvania Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Texas Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Utah Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Vermont Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Washington Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only
Wisconsin Express Application Express Specimen Standard App. / Suppl. Property Mgmt Only